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 91 
 : August 22, 2019, 03:19:46 am 
All-Ears - heartlandbuyshouses
Must-see destination spots in the west.

The Grand Canyon
Monument Valley
St. George, Utah
Las Vegas
Disneyland
Lake Powell and Surrounding Areas
Zion National Park

 92 
 : August 22, 2019, 12:44:51 am 
miamicuse - miamicuse
I am using an online tenant screening service to do credit, eviction, criminal, bankruptcy checks etc...and I need some help in the interpretation of the results.

The applicant has a series of credit cards that looks like this:

CREDITOR = AMEX
OPEN DATE = 05/01/2004
LOAN TYPE = CREDIT CARD
CREDIT LIMIT = $13000
BALANCE = $8425.00
PAST DUE = $8425.00
STATUS DATE = 04/15/2019
STATUS = CLOSED
COMMENTS = ACCOUNT CLOSED BY CREDIT GRANTOR

The applicant has six credit cards of this nature with high balances that were closed by the credit grantor.  All happened in 2019.

First, what does this mean?  Does it mean the applicant maxed out his cards, then refused to pay, and eventually the CC company closed his account and wrote it off as a loss?

Because the accounts are closed the screening service says "active credit card balance" is $500, and does not take into consideration of the total of $5000+ in all those accounts that were closed.

Is my interpretation that those accounts are debts that were never paid?

 93 
 : August 20, 2019, 04:58:44 pm 
Sam12 - Sam12
Does anybody know an handyman in the Jersey shore ( keansburg, hazlet, middletown ..... ) ?

 94 
 : August 20, 2019, 01:06:42 pm 
Randoskie - Randoskie
The lady with the ranch house tells me after I sent contract by email that she don't do legal papers on the internet. I tell her OK cuz I wud like a tour of property and take photos. It was about a 40 minute drive and I found it easy to find with google maps.
Theresa is a sweet old lady in her 70's her husband Patrick is bed ridden and on oxygen. He was sitting up in bed and alert and greeted me. I asked if he was ready to sell and he says yes.

The house was gorgeous, so many upgrades with tile floors and kitchen countertops and huge windows and French doors and huge back patio and the yard, holy crap, it looked like a park with huge trees and so many sheds and monster carport along with the huge 2 car garage. Gorgeous wood stove and in the other living room a amazing fireplace w adobe brick work. This house needs very little, maybe paint and chop some of those trees, you cant see the house from the road or driveway, mostly pine trees which I prefer to be in the mountains.
After the tour and talking to Theresa for a good half hour I asked if she was ready to sign cuz I wanted it. We sit down at the kitchen table and she tells me, here's the thing, we want to find a smaller place to buy b4 we sell cuz we need a place to go. I tell her the escrow might take 30 days and I can give you 60 after that, that be plenty of time to find a new residence. They shud probably be in an apartment, Theresa had swollen ankles and was having a tough time showing me around. She took the contract back to Patrick and came back and said to give her a few days to find something.
I was devastated, This lady promised me the house and wont sell to anyone else, but I know how these women can turn on you like a rabid dog. I believe I can sell this house for 240-260 maybe more.  :banghead
So now I will contact some realtors to find me a nice smaller home in her town and try to salvage this deal.
Will Rando and Steve somehow find a way to get his deal on track? Will they crawl into a hole and be depressed? or will they travel to Rando's cave in Northern Idaho and hibernate for the winter?

 95 
 : August 19, 2019, 11:18:24 am 
Randoskie - Randoskie
It's the next morning and still havnt got a reply from Yolanda about my offer of 145K.

But Holy Real Estate Gods, this ranch style house on 1 acre is on my mind and a deal may be going down. Last night I sent Patrick and Theresa (the sellers) my offer of $205,000 by email. This morning there is a response saying, ok, are you sure cuz were suppose to sign papers tomorrow Tuesday.
I replied back, I will write up the purchase agreement and email it to you today. Then got another reply back within minutes, "OK then"
What's interesting is I got the first response to my offer at 3:45 AM, Who the hell is up that early?
So this morning I'm busy writing up the purchase contract and running around with my brain on overload.
Some exciting sh-t.
Can Randy and Steve get this house sold for a healthy profit? Will the humans discover a new power source?

 96 
 : August 19, 2019, 06:02:20 am 
Kate Leiton - Frankringer
That's really very nice you must learn different strategies.

 97 
 : August 19, 2019, 05:00:10 am 
CBowden - Jayfender
Thanks for this Insight.

 98 
 : August 19, 2019, 01:56:35 am 
All-Ears - heartlandbuyshouses
I think it is St. Louis. St. Louis might not be ideal for a property owner looking to profit, it is one of the best cities for aspiring millennial homeowners.

 99 
 : August 18, 2019, 11:09:57 pm 
Randoskie - Randoskie
It's been hours I'm still waiting for Yolanda to reply my offer via txt. Sometimes that can be a good thing, instead of coming back with a quick and angry "no".
But then it gets wilder, A lady named Theresa fills out some basic info on Steve's site and we get a quick email stating the basics. She has a single fam home and wants to sell in the next month to 3 months, She left an email and phone number so I email that my partner Steve and I want to buy her house. Soon the husband it replying that he does have a house for sale & is asking what wud I like to know. Since Its Sunday I got no property report and I'm flying blind.
He says we are welcome to come and look at it after I asked if it had ever been upgraded. And he says he got a 190K offer yesterday.
I luv Zillow and it's a good starting point to go from. Zillow says its market value is $262,764
Built in 77, old ranch style house that looks well kept, looks outdated on exterior, but oh man, this 1600 SF house sits on an acre in a gorgeous cul de sak in a nearby town 25 miles away. It has huge trees and it looks seriously desirable to me. Depending on interior and I suspect its nice but also needs upgraded, My first thoughts are, offer 215, get it on contract, aggressively market it for 240-260, move fast like the bottom is ready to fall out and run like hell b4 this bubble bursts..
In my humble estimate, this house cud be worth 340K and probably more after repairs and upgrading. I'm going to hav to move fast and get it wrapped up b4 seller gets more offers.

 100 
 : August 18, 2019, 04:17:49 pm 
Randoskie - Randoskie
Now this is the part that gets my toes to curl,  the negotiations. I txted Yolanda about where to send her written offer. She comes back with.. tell me your offer first. Going thru all my data on this property, I believe I can sell it for 160 or more. And I know Yolanda is between an elephant and a scratching post, I went for the throat.
I txted her that we can do $145,000 and we pay escrow and all closing costs and buy it as is.
The fun begins, Yolanda our stressed out seller is considering the offer, calculating how much they cud walk away with and how difficult it is to keep renters and dealing with their dogs and kids and vacancies and repairs and late payments and yada yada.
For me, I got my mind going, and the anticipation of winning or losing, is insane. It's stressful, but fun too.

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