The moment our passive income exceeds our active income, is when we like to think we've hit financial freedom. But in reality, it's still really tough to quit our regular jobs. The safety net of an almost-guaranteed paycheck is a level of security and comfort that is hard to throw away.

That's what Daniel Kong faced just 2.5 years into real estate investing. He was making more from his rental properties than his software developer salary, but quitting still raised some doubts. What about health insurance? What if the housing market crashed? What if…?

Then he wondered: “What if stability is holding me back from success?” and he knew he had to quit, but convincing his wife took a little while.

This is the story of how Daniel made the jump to becoming a full-time investor…